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How to File a Boat Accident Claim

Boating can be exciting and enjoyable, but if you are not careful it can quickly become dangerous. Boats must also adhere to strict safety guidelines to avoid injuries.

If you've been injured in a boating incident you could be entitled to compensation for medical bills and property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing to do following an accident with a boat is to gather evidence and get in touch with an attorney. It is also important to seek medical attention immediately for any injuries. To prove a claim, medical records and other evidence is required. This includes future and current medical expenses, loss of earnings or earning potential, damage to property, and non-economic damages like suffering and pain.

Video and photographs can help preserve evidence from the scene of a boating accident. Eyewitness testimony is yet another important element of evidence, since it can provide valuable details about the cause of a collision that might otherwise be overlooked. Police and incident reports can also be used to establish a time line of what happened during the investigation.

A skilled lawyer can analyze the evidence and determine who are responsible for victim's injuries or expenses. A successful negligence claim for an accident involving a boat accident lawsuit usually involves multiple liable parties, which includes the boat's operator and the owner or manufacturer of the watercraft.

A reputable lawyer will manage all communications with insurance providers who will be involved in a person's claim for compensation. A lawyer can help victims to avoid saying anything that could be used against them in a court of law, and can assist victims in obtaining fair settlement offers for damages.

2. Report a crime

If a boating accident happens, the first thing you need to do is make sure that everyone involved is safe. Then, you should contact local law enforcement agencies and submit a formal report of the incident. Based on the laws of your state and regulations, you might only be given 48 hours to file a report in case of death or serious injury that requires medical attention beyond basic first aid. In addition, you could have ten days to file a report if the accident causes more than $2,000 of damage or if the boat Accident law firm is destroyed.

If you are able, stay at the accident site to help other boats or people without putting your safety or the safety of the victims in danger. This will enable the police officer to take note of important details like the manner in which the collision occurred and who was onboard at the time of the collision and the reason for it.

Unfortunately, even well-trained and experienced boaters can get involved in water-related accidents due to the negligence of another. An experienced attorney can help you identify the negligent party who caused the damage and seek compensation. Damages that can be recovered typically include medical expenses, property damage, and financial losses. A lawsuit against the party responsible could also result into monetary compensation for your pain and discomfort and loss of quality of life, and emotional trauma due to the accident.

3. Inspect the Damages

After medical professionals have assessed all injuries and are all in a safe place It is imperative that you take a thorough look at the damage done to the boat. You should now start thinking about your insurance policy.

A surveyor will be assigned to your claim and will come out to examine the damage caused by the accident. He or she will compare the damage to what was originally reported by you and will then start figuring out how much the damages might be worth.

Most boat accidents are caused by a combination of causes which means it's impossible to control all of them. If there was a flaw in the boat, you may be able to file a claim for product responsibility against the company that produced the boat.

In these instances you require an attorney who has experience in boating claims. They can create a strong case that proves the manufacturer was responsible for the accident.

It is important to keep in mind that different types of boats are covered by insurance policies differently. Insurance for homeowners, for instance generally only covers small boats with engines below 50 HP. This means that airboats, jet skis as well as larger vessels will not be covered by homeowner's insurance.

4. Contact an attorney

Inform your insurance company when you feel secure and have visited a doctor in case of any injuries. You will likely need to do so even when no police report has been filed. It is essential to be careful with your personal information because insurance companies are often trying to attempt to determine who is responsible for the accident. This can decrease the amount of compensation that you receive. The NYC boating accident lawyers at Mirman Markovits & Landau work hard to debunk and limit these claims.

If you're able to, it's a good idea to gather information about the other boat owners or operators involved in the accident. Included in this list are the names, addresses and phone number and any insurance details. It is also useful to have a copy the accident report filed.

Boat accidents can be frightening and cause serious injury. They can cause significant medical bills loss of wages, and other damage. The parties responsible for the injury must be held accountable for any harm they have caused. The at-fault parties and insurance companies will not offer you the compensation you deserve It is essential to seek out an experienced New York injury attorney as soon as you can. This will help even the playing field and allow you to concentrate on healing.